About Greg’s book “The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart.”
Today, frugal is the name of the game. But you don't have to take a vow of poverty. You just have to be smarter about how you spend, save and invest. Sound hard? Not anymore. In The 1-2-3 Money Plan, Greg shares100 percent practical, 100 percent specific financial advice everyone can use: exactly what to do and exactly how to do it.
In this current economic climate, most people are hurting financially. People are grappling with high unemployment, burdensome mortgages, credit card bills, car insurance and rising food prices. They need advice on new and effective ways to keep money in their pockets.
In The 1-2-3 Money Plan, Greg helps people in today’s economic environment with all the overwhelming money decisions they face. The straightforward advice in this book organizes every essential money task into three simple steps, including the specific numbers to call and web sites to visit for each task. It enables consumers to take quick and decisive action.
In The 1-2-3 Money Plan, readers will learn to:
- Establish spending goals for major expenses such as buying a house, a car, or paying for college
- Improve their credit rating
- Select the best bank accounts and services to reduce fees
- Save on food, insurance and telecommunications – the three biggest and most wasteful areas of spending for the American family
- Go green to put more green in their wallet
- Buy the right products and services
“Spending smart is a specific philosophy for achieving financial security without depriving yourself. It is not a cheapskate plan,” Greg says. “It’s about spending your money smarter on things you’re buying every day anyway. Spending smart can pervade every aspect of your money life. It is so powerful that it can mean the difference between struggling and living rich.”
Finally. Simple, reliable financial advice you can act on, from an award-winning expert you can trust!
About Greg’s book “Living Rich by Spending Smart”
Live a richer, more financially sound life by spending your money smarter. Here's a sampling of what you'll learn in "Living Rich by Spending Smart" by award-winning writer Greg Karp.
Get Financially FIT. That stands for Food, Insurance and Telecommunications. In Chapter 1, you'll learn how to save at least $1,000 this year on these crucial areas of spending. What is "refinancing" your life insurance? Never grocery shop for what you need?
Smart people; dumb spending. Money is emotional, and sometimes personal finance is more personal than it is finance. Identify money problems between your ears in Chapter 2. What's your money personality?
What a waste! Some of the worst spending habits ever, in Chapter 3. Bottled water, extended warranties and other stuff you should never buy.
Spending 101. Big-picture strategies for spending smart. Nine habits of highly successful spenders in Chapter 4.
Everyday spending siphons. Learn to spend less on gasoline, television, medications and utilities in Chapter 5.
Financial foolishness. What mutual funds to buy, which ID theft safeguards to pay for and killer credit card tactics in Chapter 6.
Big-ticket spending. Spend smarter on cars, houses, college and weddings in Chapter 8.
How to buy happiness. It can be done. The secret is in this book!
It doesn’t matter whether you earn $20,000 a year or $200,000. The only thing that makes you wealthier is regularly spending less money than you make. Living Rich by Spending Smart shows readers how to cut thousands of dollars a year in spending without feeling deprived. Compounded over a lifetime, it's the difference between struggling and living rich.